Home / Free consumer guide
Free consumer guide · 2026 edition
Stuck in an annuity?
Find out what it really costs to get out, when that cost drops and every option you have. Including staying put.
Request the free guide
The secure request form loads here on the live site.
Prefer to talk? Call the firm at (888) 557-1640.
Inside the guide
28 pages. Plain language.
- What it really costs to get out, year by year
- The date your surrender charge hits zero
- The “benefit base” that isn’t your money
- 7 red flags in how annuities are sold
- 8 ways out, including penalty-free options
- A worksheet to size up your own contract