/* Annuity Resolution — website mock, Scheme A Evergreen, Direction A Institutional */
:root{
  --deep:#174A1C; --primary:#2F7D28; --primary-dk:#25661F; --accent:#6BA539; --mint:#BFE3A6;
  --gray:#5A626B; --ink:#1C2226; --tint:#EAF3E7; --ground:#F4F5F6; --line:#DDE1E5; --white:#fff;
  --serif:"Source Serif 4",Georgia,serif; --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --wrap:1200px; --r:4px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:18px;line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--primary)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;color:var(--deep);line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(40px,5.4vw,68px);letter-spacing:-.01em}
h2{font-size:clamp(30px,3.4vw,44px)}
h3{font-size:24px}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
.ph{background:#FFF6D6;color:#6B5300;padding:0 3px;border-radius:2px;font-weight:600;-webkit-box-decoration-break:clone;box-decoration-break:clone}
.dark .ph{background:rgba(255,246,214,.18);color:#FFE79A}
.eyebrow{display:flex;align-items:center;gap:14px;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:18px}
.eyebrow:before{content:"";width:32px;height:2px;background:var(--accent)}
.dark .eyebrow{color:var(--mint)}
.lead{font-size:21px;color:#2E363C}
.muted{color:var(--gray)}
.small{font-size:15px}
.tiny{font-size:13px;line-height:1.5}
.center{text-align:center}
.center .eyebrow{justify-content:center}
section{padding:110px 0}
.sec-tight{padding:72px 0}
.bg-ground{background:var(--ground)}
.bg-tint{background:var(--tint)}
.dark{background:var(--deep);color:#E7EFE5}
.dark h1,.dark h2,.dark h3{color:#fff}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:48px}
.sec-head h2{margin:0;max-width:760px}
.sec-head p{max-width:520px;margin:0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:700 17px/1 var(--sans);padding:19px 28px;border-radius:var(--r);text-decoration:none;border:2px solid var(--primary);background:var(--primary);color:#fff;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--primary-dk);border-color:var(--primary-dk)}
.btn-ghost{background:transparent;color:var(--primary)}
.btn-ghost:hover{background:var(--tint);color:var(--primary-dk)}
.btn-light{background:#fff;border-color:#fff;color:var(--deep)}
.btn-light:hover{background:var(--tint);border-color:var(--tint)}
.btn-sm{padding:13px 20px;font-size:15px}
.link{font-weight:700;text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1.5px}
.link-arrow{font-weight:700;text-decoration:none;display:inline-flex;gap:8px;align-items:center}
.link-arrow:after{content:"→";transition:transform .15s}
.link-arrow:hover:after{transform:translateX(4px)}

/* top bar + header */
.topbar{background:var(--ground);font-size:13px;color:#3A4249;border-bottom:1px solid var(--line)}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:38px}
.topbar nav{display:flex;gap:26px}
.topbar a{color:#2E363C;text-decoration:none;font-weight:500}
.topbar a:hover{color:var(--primary)}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;height:92px;gap:28px}
.brand img{height:46px;width:auto}
.mainnav{display:flex;gap:4px;margin-left:auto;align-items:center}
.mainnav>div{position:relative}
.mainnav>div>a{display:flex;align-items:center;gap:6px;padding:10px 12px;font-size:16px;font-weight:500;color:var(--ink);text-decoration:none;border-radius:var(--r)}
.mainnav>div>a:hover,.mainnav>div>a.on{color:var(--primary)}
.mainnav>div>a.on{box-shadow:inset 0 -2px 0 var(--accent);border-radius:0}
.mainnav .caret{width:9px;height:9px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-3px);opacity:.6}
.dd{position:absolute;top:100%;left:0;min-width:300px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--primary);box-shadow:0 18px 40px rgba(20,40,20,.12);padding:10px 0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.mainnav>div:hover .dd,.mainnav>div:focus-within .dd{opacity:1;visibility:visible;transform:none}
.dd a{display:block;padding:10px 22px;color:var(--ink);text-decoration:none;font-size:15px}
.dd a small{display:block;color:var(--gray);font-size:13px}
.dd a:hover{background:var(--tint);color:var(--deep)}
.hcall{text-align:right;line-height:1.15;margin-left:18px}
.hcall small{display:block;font-size:12px;color:var(--gray)}
.hcall a{font:700 20px var(--sans);color:var(--deep);text-decoration:none}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:var(--r);padding:10px 12px;font:600 14px var(--sans);color:var(--deep)}

/* hero (Direction A) */
.hero{display:grid;grid-template-columns:1fr 1fr;min-height:640px;position:relative;padding:0}
.hero-copy{padding:92px 64px 72px max(32px,calc((100vw - var(--wrap))/2 + 32px));display:flex;flex-direction:column;justify-content:center}
.hero-copy h1{max-width:560px}
.hero-copy .lead{max-width:520px;margin-bottom:34px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero-meta{display:flex;gap:24px;align-items:center;margin-top:40px;padding-top:28px;border-top:1px solid var(--line);max-width:560px}
.hero-meta .call small{display:block;font-size:13px;color:var(--gray)}
.hero-meta .call a{font:700 26px var(--sans);color:var(--deep);text-decoration:none}
.hero-meta .atty{border-left:1px solid var(--line);padding-left:24px;font-size:14px;color:var(--gray);line-height:1.45}
.hero-meta .atty b{color:var(--deep);display:block;font-size:15px}
.hero-photo{position:relative;background:url(img/athome.jpg) 30% center/cover}
.hero-photo:after{content:"";position:absolute;left:0;bottom:0;width:62%;height:8px;background:var(--accent)}
.rating-card{position:absolute;left:-46px;bottom:52px;background:#fff;box-shadow:0 20px 50px rgba(0,0,0,.18);padding:20px 26px;display:flex;gap:30px;align-items:center;z-index:2}
.rating-card .r{display:flex;flex-direction:column;align-items:center;gap:6px;font-size:13px;color:#2E363C;white-space:nowrap}
.rating-card .r img{height:26px;width:auto}
.stars{color:#E0A526;letter-spacing:2px;font-size:13px}

/* situation strip (replaces the form band) */
.situations{padding:0;background:#fff;border-bottom:1px solid var(--line)}
.situations .wrap{display:grid;grid-template-columns:260px repeat(4,1fr);gap:0}
.sit-intro{padding:44px 32px 44px 0;border-right:1px solid var(--line)}
.sit-intro h2{font-size:28px;margin:0 0 8px}
.sit-intro p{font-size:15px;color:var(--gray);margin:0}
.sit{display:flex;flex-direction:column;gap:12px;padding:44px 28px;border-right:1px solid var(--line);text-decoration:none;color:var(--ink);transition:background .15s;position:relative}
.sit:last-child{border-right:0}
.sit:hover{background:var(--tint)}
.sit:hover .sit-go{color:var(--primary)}
.sit svg{width:34px;height:34px;color:var(--primary)}
.sit b{font:500 21px/1.25 var(--serif);color:var(--deep)}
.sit>span{font-size:15px;color:var(--gray);line-height:1.5}
.sit-go{margin-top:auto;font-size:14px;font-weight:700;color:var(--deep)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stat{padding:8px 28px;border-left:1px solid var(--line)}
.stat:before{content:"";display:block;width:34px;height:3px;background:var(--accent);margin-bottom:18px}
.stat b{display:block;font:500 54px/1 var(--serif);color:var(--deep);margin-bottom:10px}
.stat>span{font-size:16px;color:var(--gray)}

/* steps */
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.split.wide-l{grid-template-columns:1.15fr .85fr}
.photo{width:100%;height:100%;min-height:520px;object-fit:cover}
.photo-frame{position:relative}
.photo-frame:after{content:"";position:absolute;right:-18px;bottom:-18px;width:55%;height:55%;border-right:3px solid var(--accent);border-bottom:3px solid var(--accent);pointer-events:none}
.steps{list-style:none;margin:32px 0 36px;padding:0;counter-reset:s}
.steps li{display:grid;grid-template-columns:64px 1fr;gap:20px;padding:24px 0;border-top:1px solid var(--line);counter-increment:s}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps li:before{content:"0" counter(s);font:500 34px/1 var(--serif);color:var(--accent)}
.steps h3{font-size:22px;margin:0 0 6px}
.steps p{margin:0;color:var(--gray);font-size:17px}

/* options grid */
.opts{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.opt{background:#fff;border:1px solid var(--line);border-top:3px solid var(--primary);padding:34px 30px;display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
.opt:hover{box-shadow:0 16px 36px rgba(20,60,20,.1);transform:translateY(-2px)}
.opt .n{font-size:13px;font-weight:700;letter-spacing:.12em;color:var(--primary);text-transform:uppercase;margin-bottom:14px}
.opt h3{font-size:25px}
.opt p{color:var(--gray);font-size:16px;flex:1}
.opt .link-arrow{color:var(--primary);font-size:15px}
.opt.feature{background:var(--deep);border-top-color:var(--accent);color:#DDE8DA}
.opt.feature h3{color:#fff}
.opt.feature p{color:#C9D8C5}
.opt.feature .n,.opt.feature .link-arrow{color:var(--mint)}

/* why a law firm */
.why{position:relative;background:linear-gradient(90deg,rgba(18,58,22,.96) 0%,rgba(18,58,22,.9) 50%,rgba(18,58,22,.84) 100%),url(img/library.jpg) center/cover}
.why .split{align-items:start}
.why-list{list-style:none;margin:0;padding:0}
.why-list li{display:grid;grid-template-columns:40px 1fr;gap:16px;padding:26px 0;border-top:1px solid rgba(255,255,255,.18)}
.why-list li:last-child{border-bottom:1px solid rgba(255,255,255,.18)}
.why-list svg{width:28px;height:28px;color:var(--mint);margin-top:4px}
.why-list b{display:block;font:500 23px/1.3 var(--serif);color:#fff;margin-bottom:4px}
.why-list span{color:#C9D8C5;font-size:16px}

/* compare table */
.compare{width:100%;border-collapse:collapse;background:#fff;font-size:16px}
.compare th,.compare td{padding:18px 22px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare thead th{font:600 14px var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--gray);background:var(--ground)}
.compare thead th.us{background:var(--deep);color:#fff}
.compare td.us{background:var(--tint);font-weight:600;color:var(--deep)}
.compare td:first-child{font-weight:600}

/* attorney */
.atty-card{display:grid;grid-template-columns:420px 1fr;gap:72px;align-items:center}
.atty-card img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 20%}
.creds{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:32px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.creds div{padding:20px 20px 20px 0}
.creds div+div{padding-left:20px;border-left:1px solid var(--line)}
.creds small{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--gray);font-weight:700;margin-bottom:6px}
.creds b{font-weight:600;color:var(--deep);font-size:16px}
blockquote.pull{font:400 italic 26px/1.4 var(--serif);color:var(--deep);margin:0 0 24px;padding-left:24px;border-left:3px solid var(--accent)}

/* reviews */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#fff;padding:34px 32px;border:1px solid var(--line);display:flex;flex-direction:column}
.review .stars{font-size:16px;margin-bottom:16px}
.review p{font:400 19px/1.55 var(--serif);color:var(--ink);flex:1}
.review footer{font-size:14px;color:var(--gray);border-top:1px solid var(--line);padding-top:16px;margin-top:8px}
.review footer b{color:var(--deep);display:block;font-size:15px}
.rating-row{display:flex;gap:56px;align-items:center;justify-content:center;flex-wrap:wrap;margin-top:56px;padding-top:40px;border-top:1px solid var(--line)}
.rating-row .r{display:flex;align-items:center;gap:14px;font-size:14px;color:#2E363C}
.rating-row img{height:30px;width:auto}

/* guide promo */
.guide{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}
.guide-stack{position:relative;height:520px}
.guide-stack img{position:absolute;width:62%;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.guide-stack img:nth-child(1){left:34%;top:40px;transform:rotate(5deg)}
.guide-stack img:nth-child(2){left:0;top:0;transform:rotate(-3deg);z-index:2}
.checks{list-style:none;padding:0;margin:24px 0 32px;display:grid;grid-template-columns:1fr 1fr;gap:12px 28px}
.checks li{padding-left:30px;position:relative;font-size:17px}
.checks li:before{content:"";position:absolute;left:2px;top:7px;width:14px;height:8px;border-left:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);transform:rotate(-45deg)}
.inline-form{display:flex;gap:10px;max-width:560px}
.inline-form input{flex:1}

/* insights */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.card{text-decoration:none;color:var(--ink);display:flex;flex-direction:column}
.card img{aspect-ratio:3/2;object-fit:cover;width:100%;margin-bottom:20px;transition:opacity .15s}
.card:hover img{opacity:.9}
.card .tag{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:10px}
.card h3{font-size:23px;line-height:1.3;margin-bottom:12px}
.card:hover h3{color:var(--primary)}
.card p{font-size:16px;color:var(--gray);margin-bottom:14px}
.card .meta{font-size:14px;color:var(--gray);margin-top:auto}

/* faq */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:26px 56px 26px 0;font:500 22px/1.35 var(--serif);color:var(--deep);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:8px;top:20px;font:300 32px var(--sans);color:var(--primary)}
.faq details[open] summary:after{content:"−"}
.faq details>div{padding:0 56px 26px 0;color:#2E363C}

/* forms */
label{display:block;font-size:14px;font-weight:600;margin-bottom:6px;color:var(--ink)}
input,select,textarea{width:100%;font:400 17px var(--sans);padding:15px 16px;border:1px solid #BCC3C9;border-radius:var(--r);background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(107,165,57,.35);border-color:var(--primary)}
.form-card{background:#fff;padding:44px;box-shadow:0 24px 60px rgba(0,0,0,.2);color:var(--ink)}
.form-card h3{font-size:28px;color:var(--deep)!important}
.dark .form-card .ph{background:#FFF6D6;color:#6B5300}
.dark .form-card,.dark .form-card label{color:var(--ink)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px 16px}
.fgrid .full{grid-column:1/-1}
.form-note{font-size:13px;color:var(--gray);margin:16px 0 0;line-height:1.5}
.radio-row{display:flex;gap:10px;flex-wrap:wrap}
.radio-row label{flex:1;min-width:130px;border:1px solid #BCC3C9;border-radius:var(--r);padding:14px;font-weight:500;cursor:pointer;display:flex;gap:10px;align-items:center;margin:0}
.radio-row input{width:auto;margin:0;accent-color:var(--primary)}
.radio-row label:has(input:checked){border-color:var(--primary);background:var(--tint)}

/* final cta */
.cta-final{background:linear-gradient(90deg,rgba(23,74,28,.97) 0%,rgba(23,74,28,.92) 55%,rgba(23,74,28,.75) 100%),url(img/consult.jpg) center/cover}
.cta-final .split{align-items:center}
.cta-points{list-style:none;padding:0;margin:28px 0 0}
.cta-points li{padding:14px 0 14px 34px;position:relative;border-top:1px solid rgba(255,255,255,.16);color:#DDE8DA}
.cta-points li:before{content:"";position:absolute;left:4px;top:21px;width:14px;height:8px;border-left:2.5px solid var(--mint);border-bottom:2.5px solid var(--mint);transform:rotate(-45deg)}

/* page hero (inner pages) */
.phero{background:var(--ground);padding:0;border-bottom:1px solid var(--line)}
.phero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center;min-height:400px}
.phero .wrap.solo{grid-template-columns:1fr;min-height:0;padding-top:80px;padding-bottom:72px}
.phero h1{font-size:clamp(38px,4.4vw,58px)}
.phero img{height:400px;width:100%;object-fit:cover}
.crumbs{font-size:14px;color:var(--gray);margin-bottom:20px}
.crumbs a{color:var(--gray)}

/* prose */
.prose{max-width:740px}
.prose h2{font-size:34px;margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.2em}
.prose li{margin-bottom:.5em}
.callout{background:var(--tint);border-left:4px solid var(--primary);padding:24px 28px;margin:32px 0}
.callout b{color:var(--deep)}
.layout-side{display:grid;grid-template-columns:1fr 340px;gap:80px;align-items:start}
.sidebox{position:sticky;top:120px;background:var(--ground);padding:32px;border-top:3px solid var(--primary)}
.sidebox h3{font-size:22px}
.toc{list-style:none;padding:0;margin:0 0 8px}
.toc a{display:block;padding:8px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:15px}
.toc a:hover{color:var(--primary)}

/* team */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.person img{aspect-ratio:4/5;object-fit:cover;width:100%;margin-bottom:18px;object-position:center 20%}
.person.blank .ph-img{aspect-ratio:4/5;background:var(--tint);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--primary);font-weight:700;font-size:14px;letter-spacing:.1em}
.person h3{font-size:24px;margin-bottom:4px}
.person p{font-size:15px;color:var(--gray)}

/* timeline */
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:t;margin-top:24px}
.timeline>div{padding:32px 28px 0 0;border-top:3px solid var(--line);position:relative;counter-increment:t}
.timeline>div:before{content:"";position:absolute;top:-9px;left:0;width:15px;height:15px;border-radius:50%;background:var(--primary);box-shadow:0 0 0 5px #fff}
.timeline .when{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:8px}
.timeline h3{font-size:22px}
.timeline p{font-size:16px;color:var(--gray)}

/* footer */
footer.site{background:#0F3313;color:#B9CCB5;font-size:15px;padding:80px 0 0}
footer.site a{color:#DDE8DA;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:56px;border-bottom:1px solid rgba(255,255,255,.12)}
.fcols h4{font:700 13px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#fff;margin:0 0 18px}
.fcols ul{list-style:none;padding:0;margin:0}
.fcols li{margin-bottom:10px}
.fcols .flogo{height:44px;width:auto;margin-bottom:20px}
.fphone{font:700 24px var(--sans);color:#fff!important}
.legal{padding:32px 0 40px;font-size:13px;line-height:1.65;color:#93AB8E}
.legal p{margin:0 0 10px}
.legal .row{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.08)}
.mockflag{position:fixed;left:16px;bottom:16px;z-index:99;background:#FFF6D6;color:#6B5300;border:1px solid #E8D48A;font:600 12px var(--sans);padding:8px 12px;border-radius:4px;box-shadow:0 6px 16px rgba(0,0,0,.12)}

/* mobile sticky bar */
.mbar{display:none}

/* responsive */
@media (max-width:1100px){
  .mainnav,.hcall{display:none}
  .burger{display:block}
  header.site.open .mainnav{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:92px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px 20px;box-shadow:0 20px 40px rgba(0,0,0,.1)}
  header.site.open .dd{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 12px;min-width:0}
  header.site .btn{display:none}
  .situations .wrap{grid-template-columns:1fr 1fr}
  .sit-intro{grid-column:1/-1;border-right:0;border-bottom:1px solid var(--line);padding:36px 0}
  .sit:nth-child(3){border-right:0}
  .sit{border-bottom:1px solid var(--line)}
  .fcols{grid-template-columns:1fr 1fr 1fr}
  .fcols>div:first-child{grid-column:1/-1}
}
@media (max-width:900px){
  body{font-size:17px}
  section{padding:72px 0}
  .wrap{padding:0 20px}
  .topbar{display:none}
  header.site .wrap{height:72px}
  header.site.open .mainnav{top:72px}
  .brand img{height:38px}
  .hero{grid-template-columns:1fr;min-height:0}
  .hero-photo{height:340px;order:-1}
  .hero-copy{padding:40px 20px 48px}
  .rating-card{left:20px;right:20px;bottom:-40px;gap:12px;justify-content:space-around;padding:14px}
  .rating-card .r img{height:20px}
  .hero-copy{padding-top:72px}
  .hero-meta{flex-direction:column;align-items:flex-start}
  .hero-meta .atty{border-left:0;padding-left:0}
  .split,.split.wide-l,.atty-card,.guide,.phero .wrap,.layout-side{grid-template-columns:1fr;gap:44px}
  .phero .wrap{padding-top:48px;padding-bottom:48px}
  .phero img{height:260px}
  .stats{grid-template-columns:1fr 1fr;gap:32px 0}
  .stat b{font-size:42px}
  .opts,.reviews,.cards,.team{grid-template-columns:1fr}
  .timeline{grid-template-columns:1fr 1fr;gap:32px 0}
  .sec-head{flex-direction:column;align-items:flex-start}
  .guide-stack{height:380px}
  .checks{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .form-card{padding:28px 22px}
  .compare{font-size:14px}
  .compare th,.compare td{padding:12px}
  .table-scroll{overflow-x:auto}
  .sidebox{position:static}
  .fcols{grid-template-columns:1fr 1fr}
  .mbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:60;box-shadow:0 -6px 20px rgba(0,0,0,.12)}
  .mbar a{padding:16px;text-align:center;font-weight:700;text-decoration:none;font-size:16px}
  .mbar a:first-child{background:#fff;color:var(--deep)}
  .mbar a:last-child{background:var(--primary);color:#fff}
  footer.site{padding-bottom:56px}
  .mockflag{bottom:70px}
  .inline-form{flex-direction:column}
}
@media (max-width:560px){
  .situations .wrap{grid-template-columns:1fr}
  .sit{border-right:0}
  .creds{grid-template-columns:1fr}
  .creds div+div{padding-left:0;border-left:0;border-top:1px solid var(--line)}
}

/* fixes */
html,body{overflow-x:clip}
.hero>*,.split>*,.situations .wrap>*,.guide>*,.atty-card>*,.layout-side>*,.phero .wrap>*{min-width:0}
footer.site a.btn-light{color:var(--deep)}
footer.site a.btn-light:hover{text-decoration:none}
@media (max-width:900px){
  .rating-card{flex-wrap:wrap;gap:10px 16px}
  .rating-card .r{white-space:normal;font-size:12px}
  .hero-ctas .btn{flex:1 1 100%}
  .hero-copy h1{font-size:40px}
}